I believe this is an education issue that is not often
talked about, or usually just ignored.
There are some frightening statistics about poverty in this
country, let alone in the world. Some recent studies show that 80% of the U.S population
will at some point experience severe financial hardship. For those who work, we
often live paycheck to paycheck; it can be a fine line between having a home
and being homeless, especially if you have no family support.
There are a lot of pundits out there who feel that “the poor
are the reason the country is not doing well”, we have heard politicians refer
to “the welfare state” and attempting to insult each other by calling the other
“a welfare supporter”.
Being poor continues
to be a “political football” (hate that cliché), with those who need the help
being kicked.
If you are poor, you have to pay a higher interest rate on
everything, a you get ripped off on these payday loans, nutritious food is more
expensive than fast food, etc. You become just a number not a name. Do you know
that some banks will freeze your debit card if you are late on a car loan, even
if you are within the grace period of the loan? That means even if you have
some money in your account you cannot use your own money to get gas, by
groceries, etc. You have to go into the branch to get the cash. Of course,
while you are there, the bank employees will tell you quite publicly that you
are late on your loan, even though rent might be the priority for you that day.
Juggling bills becomes a skill.
Meanwhile, banks, bankers, and financiers get the best
interest rates, loan forgiveness and they are the ones who cause our latest
financial crisis! Yes, we know people bought houses that they could not afford,
but who gave them those loans? Who made money off the foreclosures and continue
to make money off the foreclosures? I assure you not the poor.
There are those who could qualify for all kinds of public
assistance, but because of the shame involved in applying for it they never do
it. Have you ever been to a public assistance office? There are a lot of good
people there, ashamed to be seen and they are just praying no one recognizes
them, even though they have done nothing wrong. I guarantee you the majority of
those folks who are on some kind of public assistance are just counting the
days until they can get off it. Most people do not want handouts, contrary to
popular belief, and you would be surprised how many educated folks need them as
well.
Nobody asks to go through financial hard times, and when
they do, the last thing they want or need is to be told that THEY SUCK, just
because they are poor.
Educate yourself about this topic, have some compassion,
show support and do not shame people for being poor, because one day it could
be you on the receiving end.
Dr Flavius A
B Akerele III
The ETeam
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