Friday, April 18, 2014

Sharing an article on PLUS Loans April 18 2014


“Education Dept. Proposes New PLUS Loan Standards”

The U.S. Department of Education is proposing new eligibility requirements for Parent PLUS loans. Under draft regulatory language sent this week to members of the department’s negotiated rule making panel, parents would generally be barred from taking out PLUS loans if they have any type of debt exceeding $2,085 that is 90 or more days delinquent or that has been sent to a collection agency or charged off. The proposal also changes the look-back period for that “adverse credit” history from five years to two years.

Under a separate policy change that goes into effect July 1, families that are denied a Parent PLUS loan because of an adverse credit history may appeal to the Education Department, which can then provide the loan if there are "extenuating circumstances."


Have a nice weekend every one!

Dr Flavius A B Akerele III
The ETeam

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