When you do not have money, you are often expected to do without certain things. For example: a nutritious diet, little treats such as an ice cream cone, gym membership, TV, vacations, etc. All these pleasures are well known to increase life and quality of life: why then are they often the first things expected to go?
We no longer have debtors prison, but we still have many people in this country locked in a cycle of debt, often “legal debt” such as parking tickets, child support, and lord forbid you have a probation debt!
If you have the money, you can pay these things off right away and move on, but if you do not have the money, these debts can quadruple in cost when you factor in payment plans, interest, penalties for losing your job and therefore a payment, etc.
These are issues the average American cares about, these are issues of which there is no solution proposed or even thought of because there are companies who make billions of dollars a year because of the status quo.
Misery should not be a for-profit industry.
Dr Flavius A B Akerele III